Stellar
XLMPayment
Stellar er en open-source payment network designet til at forbinde banker, payment systems og mennesker. Lanceret i 2014 af Jed McCaleb (medskaber af Ripple), fokuserer Stellar på at muliggøre billige cross-border transactions og financial inclusion for underbanked populations.
Tags
Payment NetworkDecentralized ExchangeCross-borderFinancial Inclusion
Tekniske Detaljer
Lanceret
2014-07-31
Skaber
Jed McCaleb, Joyce Kim (Stellar Development Foundation)
Consensus Mekanisme
Stellar Consensus Protocol (SCP)
Block Time
5 sekunder
Max Supply
50,000,000,000 XLM (ved genesis)
Current Supply
~29,000,000,000 XLM
Transactions Per Second
1,000-3,000 transaktioner per sekund
Algorithm
Federated Byzantine Agreement (FBA)
Use Cases
- Cross-border remittances
- Micropayments
- Asset tokenization
- Decentralized exchange (built-in DEX)
- Financial inclusion
- Stablecoin issuance
Styrker
- +Ekstremt lave fees (~$0.00001)
- +Hurtige confirmations (3-5 sek)
- +Built-in decentralized exchange
- +Focus på financial inclusion
- +Partnership med MoneyGram, IBM
- +Anchor assets (multi-currency support)
Begrænsninger
- -Mindre adoption end XRP
- -Centraliseret distribution (SDF holdings)
- -Mindre brand awareness
- -Competition fra andre payment networks
- -Developer adoption challenges
- -Network effect challenges
Økosystem
Stellar Development Foundation (SDF)
MoneyGram partnership
USDC native on Stellar
Built-in DEX
Anchor providers
StellarX, Lobstr wallets
Vil du lære mere?
Udforsk vores guides om hvordan du køber, opbevarer og handler med kryptovaluta.